LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,416
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,015
−HK$1,625/mo
Today · 4.125%
HK$54,640
baseline
▲ 0.50% · 4.625%
HK$57,965
+HK$3,325/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,280/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,200
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,734
−HK$1,556/mo
Today · 4.125%
HK$60,290
baseline
▲ 0.50% · 4.625%
HK$63,468
+HK$3,178/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,580/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,699
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,618
−HK$1,950/mo
Today · 4.125%
HK$65,568
baseline
▲ 0.50% · 4.625%
HK$69,558
+HK$3,990/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,136/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,640
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,480
−HK$1,868/mo
Today · 4.125%
HK$72,348
baseline
▲ 0.50% · 4.625%
HK$76,162
+HK$3,814/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,696/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,982
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,221
−HK$2,275/mo
Today · 4.125%
HK$76,496
baseline
▲ 0.50% · 4.625%
HK$81,151
+HK$4,655/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$152,992/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,080
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,227
−HK$2,179/mo
Today · 4.125%
HK$84,406
baseline
▲ 0.50% · 4.625%
HK$88,855
+HK$4,449/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$168,812/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,549
−HK$5,803/mo
▼ 0.25% · 3.875%
HK$95,427
−HK$2,925/mo
Today · 4.125%
HK$98,352
baseline
▲ 0.50% · 4.625%
HK$104,337
+HK$5,985/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$196,704/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,959
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$105,721
−HK$2,801/mo
Today · 4.125%
HK$108,522
baseline
▲ 0.50% · 4.625%
HK$114,242
+HK$5,720/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$217,044/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,303 · Scale 2, in force from 26 Feb 2026)