LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,419
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,019
−HK$1,625/mo
Today · 4.125%
HK$54,644
baseline
▲ 0.50% · 4.625%
HK$57,969
+HK$3,325/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$109,288/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,203
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,738
−HK$1,556/mo
Today · 4.125%
HK$60,294
baseline
▲ 0.50% · 4.625%
HK$63,472
+HK$3,178/mo
Deposit HK$11.27M · loan HK$11.27M · min. income ≈ HK$120,588/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,703
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,622
−HK$1,950/mo
Today · 4.125%
HK$65,572
baseline
▲ 0.50% · 4.625%
HK$69,562
+HK$3,990/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,144/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,644
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,485
−HK$1,868/mo
Today · 4.125%
HK$72,353
baseline
▲ 0.50% · 4.625%
HK$76,167
+HK$3,814/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,706/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,987
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,226
−HK$2,275/mo
Today · 4.125%
HK$76,501
baseline
▲ 0.50% · 4.625%
HK$81,156
+HK$4,655/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$153,002/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,085
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$82,233
−HK$2,178/mo
Today · 4.125%
HK$84,411
baseline
▲ 0.50% · 4.625%
HK$88,861
+HK$4,450/mo
Deposit HK$6.76M · loan HK$15.78M · min. income ≈ HK$168,822/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,555
−HK$5,804/mo
▼ 0.25% · 3.875%
HK$95,434
−HK$2,925/mo
Today · 4.125%
HK$98,359
baseline
▲ 0.50% · 4.625%
HK$104,344
+HK$5,985/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$196,718/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,966
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$105,728
−HK$2,801/mo
Today · 4.125%
HK$108,529
baseline
▲ 0.50% · 4.625%
HK$114,250
+HK$5,721/mo
Deposit HK$2.25M · loan HK$20.29M · min. income ≈ HK$217,058/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,366 · Scale 2, in force from 26 Feb 2026)