LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,424
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,024
−HK$1,625/mo
Today · 4.125%
HK$54,649
baseline
▲ 0.50% · 4.625%
HK$57,974
+HK$3,325/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,298/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,209
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,743
−HK$1,557/mo
Today · 4.125%
HK$60,300
baseline
▲ 0.50% · 4.625%
HK$63,478
+HK$3,178/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,600/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,709
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$63,628
−HK$1,951/mo
Today · 4.125%
HK$65,579
baseline
▲ 0.50% · 4.625%
HK$69,569
+HK$3,990/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,158/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,651
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,492
−HK$1,868/mo
Today · 4.125%
HK$72,360
baseline
▲ 0.50% · 4.625%
HK$76,174
+HK$3,814/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,720/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,994
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$74,233
−HK$2,275/mo
Today · 4.125%
HK$76,508
baseline
▲ 0.50% · 4.625%
HK$81,164
+HK$4,656/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,016/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,092
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$82,240
−HK$2,180/mo
Today · 4.125%
HK$84,420
baseline
▲ 0.50% · 4.625%
HK$88,869
+HK$4,449/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,840/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,563
−HK$5,805/mo
▼ 0.25% · 3.875%
HK$95,443
−HK$2,925/mo
Today · 4.125%
HK$98,368
baseline
▲ 0.50% · 4.625%
HK$104,354
+HK$5,986/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$196,736/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,976
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$105,738
−HK$2,801/mo
Today · 4.125%
HK$108,539
baseline
▲ 0.50% · 4.625%
HK$114,261
+HK$5,722/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$217,078/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,457 · Scale 2, in force from 26 Feb 2026)