LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,426
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,025
−HK$1,625/mo
Today · 4.125%
HK$54,650
baseline
▲ 0.50% · 4.625%
HK$57,976
+HK$3,326/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,300/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,211
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,745
−HK$1,556/mo
Today · 4.125%
HK$60,301
baseline
▲ 0.50% · 4.625%
HK$63,480
+HK$3,179/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,602/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,711
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$63,630
−HK$1,951/mo
Today · 4.125%
HK$65,581
baseline
▲ 0.50% · 4.625%
HK$69,571
+HK$3,990/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,162/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,653
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,494
−HK$1,868/mo
Today · 4.125%
HK$72,362
baseline
▲ 0.50% · 4.625%
HK$76,176
+HK$3,814/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,724/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,996
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$74,235
−HK$2,276/mo
Today · 4.125%
HK$76,511
baseline
▲ 0.50% · 4.625%
HK$81,166
+HK$4,655/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,022/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,095
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$82,243
−HK$2,179/mo
Today · 4.125%
HK$84,422
baseline
▲ 0.50% · 4.625%
HK$88,872
+HK$4,450/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,844/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,566
−HK$5,805/mo
▼ 0.25% · 3.875%
HK$95,445
−HK$2,926/mo
Today · 4.125%
HK$98,371
baseline
▲ 0.50% · 4.625%
HK$104,356
+HK$5,985/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$196,742/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,979
−HK$5,564/mo
▼ 0.25% · 3.875%
HK$105,741
−HK$2,802/mo
Today · 4.125%
HK$108,543
baseline
▲ 0.50% · 4.625%
HK$114,264
+HK$5,721/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$217,086/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,485 · Scale 2, in force from 26 Feb 2026)