LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,426
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,026
−HK$1,625/mo
Today · 4.125%
HK$54,651
baseline
▲ 0.50% · 4.625%
HK$57,977
+HK$3,326/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,302/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,211
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,746
−HK$1,556/mo
Today · 4.125%
HK$60,302
baseline
▲ 0.50% · 4.625%
HK$63,481
+HK$3,179/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,604/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$958,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,712
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,631
−HK$1,950/mo
Today · 4.125%
HK$65,581
baseline
▲ 0.50% · 4.625%
HK$69,572
+HK$3,991/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,162/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,654
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,495
−HK$1,868/mo
Today · 4.125%
HK$72,363
baseline
▲ 0.50% · 4.625%
HK$76,177
+HK$3,814/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,726/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,997
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$74,236
−HK$2,276/mo
Today · 4.125%
HK$76,512
baseline
▲ 0.50% · 4.625%
HK$81,167
+HK$4,655/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,024/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,096
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$82,244
−HK$2,179/mo
Today · 4.125%
HK$84,423
baseline
▲ 0.50% · 4.625%
HK$88,873
+HK$4,450/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,846/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,567
−HK$5,805/mo
▼ 0.25% · 3.875%
HK$95,447
−HK$2,925/mo
Today · 4.125%
HK$98,372
baseline
▲ 0.50% · 4.625%
HK$104,358
+HK$5,986/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$196,744/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,980
−HK$5,564/mo
▼ 0.25% · 3.875%
HK$105,742
−HK$2,802/mo
Today · 4.125%
HK$108,544
baseline
▲ 0.50% · 4.625%
HK$114,266
+HK$5,722/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$217,088/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,498 · Scale 2, in force from 26 Feb 2026)