LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,430
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,030
−HK$1,625/mo
Today · 4.125%
HK$54,655
baseline
▲ 0.50% · 4.625%
HK$57,981
+HK$3,326/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,310/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,215
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,750
−HK$1,556/mo
Today · 4.125%
HK$60,306
baseline
▲ 0.50% · 4.625%
HK$63,485
+HK$3,179/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,612/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,716
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$63,636
−HK$1,950/mo
Today · 4.125%
HK$65,586
baseline
▲ 0.50% · 4.625%
HK$69,577
+HK$3,991/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,172/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,658
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,500
−HK$1,868/mo
Today · 4.125%
HK$72,368
baseline
▲ 0.50% · 4.625%
HK$76,182
+HK$3,814/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,736/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,002
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$74,242
−HK$2,275/mo
Today · 4.125%
HK$76,517
baseline
▲ 0.50% · 4.625%
HK$81,173
+HK$4,656/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,034/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,101
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$82,250
−HK$2,179/mo
Today · 4.125%
HK$84,429
baseline
▲ 0.50% · 4.625%
HK$88,879
+HK$4,450/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,858/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$958,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,574
−HK$5,805/mo
▼ 0.25% · 3.875%
HK$95,453
−HK$2,926/mo
Today · 4.125%
HK$98,379
baseline
▲ 0.50% · 4.625%
HK$104,365
+HK$5,986/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$196,758/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,988
−HK$5,564/mo
▼ 0.25% · 3.875%
HK$105,750
−HK$2,802/mo
Today · 4.125%
HK$108,552
baseline
▲ 0.50% · 4.625%
HK$114,274
+HK$5,722/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$217,104/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,565 · Scale 2, in force from 26 Feb 2026)