LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,432
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,032
−HK$1,625/mo
Today · 4.125%
HK$54,657
baseline
▲ 0.50% · 4.625%
HK$57,983
+HK$3,326/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,314/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,217
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,752
−HK$1,557/mo
Today · 4.125%
HK$60,309
baseline
▲ 0.50% · 4.625%
HK$63,488
+HK$3,179/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,618/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,718
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$63,638
−HK$1,950/mo
Today · 4.125%
HK$65,588
baseline
▲ 0.50% · 4.625%
HK$69,579
+HK$3,991/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,176/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,661
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,502
−HK$1,868/mo
Today · 4.125%
HK$72,370
baseline
▲ 0.50% · 4.625%
HK$76,185
+HK$3,815/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,740/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,005
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$74,244
−HK$2,276/mo
Today · 4.125%
HK$76,520
baseline
▲ 0.50% · 4.625%
HK$81,176
+HK$4,656/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,040/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,104
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$82,253
−HK$2,179/mo
Today · 4.125%
HK$84,432
baseline
▲ 0.50% · 4.625%
HK$88,883
+HK$4,451/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,864/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,577
−HK$5,806/mo
▼ 0.25% · 3.875%
HK$95,457
−HK$2,926/mo
Today · 4.125%
HK$98,383
baseline
▲ 0.50% · 4.625%
HK$104,369
+HK$5,986/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$196,766/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,991
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$105,754
−HK$2,802/mo
Today · 4.125%
HK$108,556
baseline
▲ 0.50% · 4.625%
HK$114,278
+HK$5,722/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$217,112/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,600 · Scale 2, in force from 26 Feb 2026)