LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,432
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,032
−HK$1,626/mo
Today · 4.125%
HK$54,658
baseline
▲ 0.50% · 4.625%
HK$57,983
+HK$3,325/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,316/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,218
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,753
−HK$1,556/mo
Today · 4.125%
HK$60,309
baseline
▲ 0.50% · 4.625%
HK$63,488
+HK$3,179/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,618/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,719
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$63,639
−HK$1,950/mo
Today · 4.125%
HK$65,589
baseline
▲ 0.50% · 4.625%
HK$69,580
+HK$3,991/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,178/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,662
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,503
−HK$1,868/mo
Today · 4.125%
HK$72,371
baseline
▲ 0.50% · 4.625%
HK$76,186
+HK$3,815/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,742/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,005
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,245
−HK$2,276/mo
Today · 4.125%
HK$76,521
baseline
▲ 0.50% · 4.625%
HK$81,177
+HK$4,656/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,042/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,105
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$82,254
−HK$2,179/mo
Today · 4.125%
HK$84,433
baseline
▲ 0.50% · 4.625%
HK$88,884
+HK$4,451/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,866/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,578
−HK$5,806/mo
▼ 0.25% · 3.875%
HK$95,458
−HK$2,926/mo
Today · 4.125%
HK$98,384
baseline
▲ 0.50% · 4.625%
HK$104,370
+HK$5,986/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$196,768/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,992
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$105,755
−HK$2,802/mo
Today · 4.125%
HK$108,557
baseline
▲ 0.50% · 4.625%
HK$114,279
+HK$5,722/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$217,114/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,611 · Scale 2, in force from 26 Feb 2026)