LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,435
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,035
−HK$1,625/mo
Today · 4.125%
HK$54,660
baseline
▲ 0.50% · 4.625%
HK$57,986
+HK$3,326/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,320/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,221
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,755
−HK$1,557/mo
Today · 4.125%
HK$60,312
baseline
▲ 0.50% · 4.625%
HK$63,491
+HK$3,179/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,624/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,722
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$63,642
−HK$1,950/mo
Today · 4.125%
HK$65,592
baseline
▲ 0.50% · 4.625%
HK$69,583
+HK$3,991/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,184/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,665
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,506
−HK$1,868/mo
Today · 4.125%
HK$72,374
baseline
▲ 0.50% · 4.625%
HK$76,189
+HK$3,815/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,748/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,009
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$74,248
−HK$2,276/mo
Today · 4.125%
HK$76,524
baseline
▲ 0.50% · 4.625%
HK$81,180
+HK$4,656/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,048/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,109
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$82,257
−HK$2,180/mo
Today · 4.125%
HK$84,437
baseline
▲ 0.50% · 4.625%
HK$88,888
+HK$4,451/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,874/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,582
−HK$5,806/mo
▼ 0.25% · 3.875%
HK$95,462
−HK$2,926/mo
Today · 4.125%
HK$98,388
baseline
▲ 0.50% · 4.625%
HK$104,375
+HK$5,987/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$196,776/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,997
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$105,759
−HK$2,803/mo
Today · 4.125%
HK$108,562
baseline
▲ 0.50% · 4.625%
HK$114,284
+HK$5,722/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$217,124/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,653 · Scale 2, in force from 26 Feb 2026)