LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,435
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,035
−HK$1,625/mo
Today · 4.125%
HK$54,660
baseline
▲ 0.50% · 4.625%
HK$57,986
+HK$3,326/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,320/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,221
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,756
−HK$1,556/mo
Today · 4.125%
HK$60,312
baseline
▲ 0.50% · 4.625%
HK$63,492
+HK$3,180/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,624/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,722
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,642
−HK$1,951/mo
Today · 4.125%
HK$65,593
baseline
▲ 0.50% · 4.625%
HK$69,584
+HK$3,991/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,186/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,665
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,507
−HK$1,868/mo
Today · 4.125%
HK$72,375
baseline
▲ 0.50% · 4.625%
HK$76,190
+HK$3,815/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,750/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,009
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,249
−HK$2,276/mo
Today · 4.125%
HK$76,525
baseline
▲ 0.50% · 4.625%
HK$81,181
+HK$4,656/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,050/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,109
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$82,258
−HK$2,179/mo
Today · 4.125%
HK$84,437
baseline
▲ 0.50% · 4.625%
HK$88,888
+HK$4,451/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,874/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,583
−HK$5,806/mo
▼ 0.25% · 3.875%
HK$95,463
−HK$2,926/mo
Today · 4.125%
HK$98,389
baseline
▲ 0.50% · 4.625%
HK$104,376
+HK$5,987/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$196,778/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,998
−HK$5,564/mo
▼ 0.25% · 3.875%
HK$105,760
−HK$2,802/mo
Today · 4.125%
HK$108,562
baseline
▲ 0.50% · 4.625%
HK$114,285
+HK$5,723/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$217,124/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,659 · Scale 2, in force from 26 Feb 2026)