LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,438
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,038
−HK$1,626/mo
Today · 4.125%
HK$54,664
baseline
▲ 0.50% · 4.625%
HK$57,990
+HK$3,326/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,328/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,224
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,759
−HK$1,557/mo
Today · 4.125%
HK$60,316
baseline
▲ 0.50% · 4.625%
HK$63,496
+HK$3,180/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,632/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,726
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,646
−HK$1,951/mo
Today · 4.125%
HK$65,597
baseline
▲ 0.50% · 4.625%
HK$69,588
+HK$3,991/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,194/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,669
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,511
−HK$1,868/mo
Today · 4.125%
HK$72,379
baseline
▲ 0.50% · 4.625%
HK$76,195
+HK$3,816/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,758/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,013
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,254
−HK$2,275/mo
Today · 4.125%
HK$76,529
baseline
▲ 0.50% · 4.625%
HK$81,186
+HK$4,657/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,058/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,114
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,263
−HK$2,180/mo
Today · 4.125%
HK$84,443
baseline
▲ 0.50% · 4.625%
HK$88,894
+HK$4,451/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,886/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,589
−HK$5,806/mo
▼ 0.25% · 3.875%
HK$95,469
−HK$2,926/mo
Today · 4.125%
HK$98,395
baseline
▲ 0.50% · 4.625%
HK$104,382
+HK$5,987/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$196,790/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,004
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$105,767
−HK$2,802/mo
Today · 4.125%
HK$108,569
baseline
▲ 0.50% · 4.625%
HK$114,292
+HK$5,723/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$217,138/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,719 · Scale 2, in force from 26 Feb 2026)