LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,439
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,039
−HK$1,625/mo
Today · 4.125%
HK$54,664
baseline
▲ 0.50% · 4.625%
HK$57,991
+HK$3,327/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,328/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,225
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,760
−HK$1,557/mo
Today · 4.125%
HK$60,317
baseline
▲ 0.50% · 4.625%
HK$63,496
+HK$3,179/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,634/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,726
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,646
−HK$1,951/mo
Today · 4.125%
HK$65,597
baseline
▲ 0.50% · 4.625%
HK$69,589
+HK$3,992/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$131,194/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,670
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,512
−HK$1,868/mo
Today · 4.125%
HK$72,380
baseline
▲ 0.50% · 4.625%
HK$76,195
+HK$3,815/mo
Deposit HK$9.02M · loan HK$13.53M · min. income ≈ HK$144,760/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,014
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,254
−HK$2,276/mo
Today · 4.125%
HK$76,530
baseline
▲ 0.50% · 4.625%
HK$81,187
+HK$4,657/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,060/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,115
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$82,264
−HK$2,179/mo
Today · 4.125%
HK$84,443
baseline
▲ 0.50% · 4.625%
HK$88,895
+HK$4,452/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,886/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,590
−HK$5,806/mo
▼ 0.25% · 3.875%
HK$95,470
−HK$2,926/mo
Today · 4.125%
HK$98,396
baseline
▲ 0.50% · 4.625%
HK$104,383
+HK$5,987/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$196,792/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,005
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$105,768
−HK$2,802/mo
Today · 4.125%
HK$108,570
baseline
▲ 0.50% · 4.625%
HK$114,293
+HK$5,723/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$217,140/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,728 · Scale 2, in force from 26 Feb 2026)