LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,439
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,039
−HK$1,626/mo
Today · 4.125%
HK$54,665
baseline
▲ 0.50% · 4.625%
HK$57,991
+HK$3,326/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,330/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,225
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,760
−HK$1,557/mo
Today · 4.125%
HK$60,317
baseline
▲ 0.50% · 4.625%
HK$63,497
+HK$3,180/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,634/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,727
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,647
−HK$1,951/mo
Today · 4.125%
HK$65,598
baseline
▲ 0.50% · 4.625%
HK$69,589
+HK$3,991/mo
Deposit HK$9.02M · loan HK$13.54M · min. income ≈ HK$131,196/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,671
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,512
−HK$1,869/mo
Today · 4.125%
HK$72,381
baseline
▲ 0.50% · 4.625%
HK$76,196
+HK$3,815/mo
Deposit HK$9.02M · loan HK$13.54M · min. income ≈ HK$144,762/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,015
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,255
−HK$2,276/mo
Today · 4.125%
HK$76,531
baseline
▲ 0.50% · 4.625%
HK$81,187
+HK$4,656/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,062/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,116
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$82,264
−HK$2,180/mo
Today · 4.125%
HK$84,444
baseline
▲ 0.50% · 4.625%
HK$88,895
+HK$4,451/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,888/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,590
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$95,470
−HK$2,927/mo
Today · 4.125%
HK$98,397
baseline
▲ 0.50% · 4.625%
HK$104,384
+HK$5,987/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$196,794/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,006
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$105,768
−HK$2,803/mo
Today · 4.125%
HK$108,571
baseline
▲ 0.50% · 4.625%
HK$114,294
+HK$5,723/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$217,142/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,736 · Scale 2, in force from 26 Feb 2026)