LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,441
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,041
−HK$1,626/mo
Today · 4.125%
HK$54,667
baseline
▲ 0.50% · 4.625%
HK$57,993
+HK$3,326/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,334/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,227
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,762
−HK$1,557/mo
Today · 4.125%
HK$60,319
baseline
▲ 0.50% · 4.625%
HK$63,499
+HK$3,180/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,638/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,729
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,649
−HK$1,951/mo
Today · 4.125%
HK$65,600
baseline
▲ 0.50% · 4.625%
HK$69,592
+HK$3,992/mo
Deposit HK$9.02M · loan HK$13.54M · min. income ≈ HK$131,200/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,673
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,515
−HK$1,868/mo
Today · 4.125%
HK$72,383
baseline
▲ 0.50% · 4.625%
HK$76,198
+HK$3,815/mo
Deposit HK$9.02M · loan HK$13.54M · min. income ≈ HK$144,766/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,017
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,257
−HK$2,276/mo
Today · 4.125%
HK$76,533
baseline
▲ 0.50% · 4.625%
HK$81,190
+HK$4,657/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,066/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,118
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,267
−HK$2,180/mo
Today · 4.125%
HK$84,447
baseline
▲ 0.50% · 4.625%
HK$88,898
+HK$4,451/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,894/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,593
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$95,474
−HK$2,926/mo
Today · 4.125%
HK$98,400
baseline
▲ 0.50% · 4.625%
HK$104,387
+HK$5,987/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$196,800/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,009
−HK$5,566/mo
▼ 0.25% · 3.875%
HK$105,772
−HK$2,803/mo
Today · 4.125%
HK$108,575
baseline
▲ 0.50% · 4.625%
HK$114,298
+HK$5,723/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$217,150/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,767 · Scale 2, in force from 26 Feb 2026)