LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,442
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,042
−HK$1,626/mo
Today · 4.125%
HK$54,668
baseline
▲ 0.50% · 4.625%
HK$57,994
+HK$3,326/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,336/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,229
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,763
−HK$1,557/mo
Today · 4.125%
HK$60,320
baseline
▲ 0.50% · 4.625%
HK$63,500
+HK$3,180/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,640/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,730
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,650
−HK$1,951/mo
Today · 4.125%
HK$65,601
baseline
▲ 0.50% · 4.625%
HK$69,593
+HK$3,992/mo
Deposit HK$9.02M · loan HK$13.54M · min. income ≈ HK$131,202/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,674
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,516
−HK$1,868/mo
Today · 4.125%
HK$72,384
baseline
▲ 0.50% · 4.625%
HK$76,200
+HK$3,816/mo
Deposit HK$9.02M · loan HK$13.54M · min. income ≈ HK$144,768/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,019
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,259
−HK$2,276/mo
Today · 4.125%
HK$76,535
baseline
▲ 0.50% · 4.625%
HK$81,192
+HK$4,657/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,070/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,120
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,269
−HK$2,180/mo
Today · 4.125%
HK$84,449
baseline
▲ 0.50% · 4.625%
HK$88,900
+HK$4,451/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,898/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,595
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$95,476
−HK$2,926/mo
Today · 4.125%
HK$98,402
baseline
▲ 0.50% · 4.625%
HK$104,389
+HK$5,987/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$196,804/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,011
−HK$5,566/mo
▼ 0.25% · 3.875%
HK$105,774
−HK$2,803/mo
Today · 4.125%
HK$108,577
baseline
▲ 0.50% · 4.625%
HK$114,300
+HK$5,723/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$217,154/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,787 · Scale 2, in force from 26 Feb 2026)