LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,442
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,042
−HK$1,626/mo
Today · 4.125%
HK$54,668
baseline
▲ 0.50% · 4.625%
HK$57,995
+HK$3,327/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,336/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,229
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,764
−HK$1,557/mo
Today · 4.125%
HK$60,321
baseline
▲ 0.50% · 4.625%
HK$63,500
+HK$3,179/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,642/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,731
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,651
−HK$1,951/mo
Today · 4.125%
HK$65,602
baseline
▲ 0.50% · 4.625%
HK$69,593
+HK$3,991/mo
Deposit HK$9.02M · loan HK$13.54M · min. income ≈ HK$131,204/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,675
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,517
−HK$1,868/mo
Today · 4.125%
HK$72,385
baseline
▲ 0.50% · 4.625%
HK$76,201
+HK$3,816/mo
Deposit HK$9.02M · loan HK$13.54M · min. income ≈ HK$144,770/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,019
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,259
−HK$2,276/mo
Today · 4.125%
HK$76,535
baseline
▲ 0.50% · 4.625%
HK$81,192
+HK$4,657/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,070/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,121
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$82,269
−HK$2,180/mo
Today · 4.125%
HK$84,449
baseline
▲ 0.50% · 4.625%
HK$88,901
+HK$4,452/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,898/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,596
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$95,476
−HK$2,927/mo
Today · 4.125%
HK$98,403
baseline
▲ 0.50% · 4.625%
HK$104,390
+HK$5,987/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$196,806/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,012
−HK$5,566/mo
▼ 0.25% · 3.875%
HK$105,775
−HK$2,803/mo
Today · 4.125%
HK$108,578
baseline
▲ 0.50% · 4.625%
HK$114,301
+HK$5,723/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$217,156/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,794 · Scale 2, in force from 26 Feb 2026)