LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,444
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,044
−HK$1,625/mo
Today · 4.125%
HK$54,669
baseline
▲ 0.50% · 4.625%
HK$57,996
+HK$3,327/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,338/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,230
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,765
−HK$1,557/mo
Today · 4.125%
HK$60,322
baseline
▲ 0.50% · 4.625%
HK$63,502
+HK$3,180/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,644/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,732
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,652
−HK$1,951/mo
Today · 4.125%
HK$65,603
baseline
▲ 0.50% · 4.625%
HK$69,595
+HK$3,992/mo
Deposit HK$9.02M · loan HK$13.54M · min. income ≈ HK$131,206/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,676
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,518
−HK$1,869/mo
Today · 4.125%
HK$72,387
baseline
▲ 0.50% · 4.625%
HK$76,202
+HK$3,815/mo
Deposit HK$9.02M · loan HK$13.54M · min. income ≈ HK$144,774/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,021
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,261
−HK$2,276/mo
Today · 4.125%
HK$76,537
baseline
▲ 0.50% · 4.625%
HK$81,194
+HK$4,657/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,074/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,123
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$82,271
−HK$2,180/mo
Today · 4.125%
HK$84,451
baseline
▲ 0.50% · 4.625%
HK$88,903
+HK$4,452/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,902/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,598
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$95,479
−HK$2,926/mo
Today · 4.125%
HK$98,405
baseline
▲ 0.50% · 4.625%
HK$104,393
+HK$5,988/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$196,810/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,015
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$105,778
−HK$2,802/mo
Today · 4.125%
HK$108,580
baseline
▲ 0.50% · 4.625%
HK$114,304
+HK$5,724/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$217,160/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,818 · Scale 2, in force from 26 Feb 2026)