LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,444
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,044
−HK$1,626/mo
Today · 4.125%
HK$54,670
baseline
▲ 0.50% · 4.625%
HK$57,997
+HK$3,327/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,340/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,231
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,766
−HK$1,557/mo
Today · 4.125%
HK$60,323
baseline
▲ 0.50% · 4.625%
HK$63,503
+HK$3,180/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,646/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,733
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,653
−HK$1,951/mo
Today · 4.125%
HK$65,604
baseline
▲ 0.50% · 4.625%
HK$69,596
+HK$3,992/mo
Deposit HK$9.02M · loan HK$13.54M · min. income ≈ HK$131,208/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,677
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,519
−HK$1,869/mo
Today · 4.125%
HK$72,388
baseline
▲ 0.50% · 4.625%
HK$76,203
+HK$3,815/mo
Deposit HK$9.02M · loan HK$13.54M · min. income ≈ HK$144,776/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,022
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$74,262
−HK$2,276/mo
Today · 4.125%
HK$76,538
baseline
▲ 0.50% · 4.625%
HK$81,195
+HK$4,657/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,076/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,124
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$82,272
−HK$2,180/mo
Today · 4.125%
HK$84,452
baseline
▲ 0.50% · 4.625%
HK$88,904
+HK$4,452/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,904/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,600
−HK$5,806/mo
▼ 0.25% · 3.875%
HK$95,480
−HK$2,926/mo
Today · 4.125%
HK$98,406
baseline
▲ 0.50% · 4.625%
HK$104,394
+HK$5,988/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$196,812/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,016
−HK$5,566/mo
▼ 0.25% · 3.875%
HK$105,779
−HK$2,803/mo
Today · 4.125%
HK$108,582
baseline
▲ 0.50% · 4.625%
HK$114,305
+HK$5,723/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$217,164/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,830 · Scale 2, in force from 26 Feb 2026)