LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,444
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,045
−HK$1,625/mo
Today · 4.125%
HK$54,670
baseline
▲ 0.50% · 4.625%
HK$57,997
+HK$3,327/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,340/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,231
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,766
−HK$1,557/mo
Today · 4.125%
HK$60,323
baseline
▲ 0.50% · 4.625%
HK$63,503
+HK$3,180/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,646/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,733
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$63,654
−HK$1,951/mo
Today · 4.125%
HK$65,605
baseline
▲ 0.50% · 4.625%
HK$69,596
+HK$3,991/mo
Deposit HK$9.02M · loan HK$13.54M · min. income ≈ HK$131,210/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,678
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,520
−HK$1,868/mo
Today · 4.125%
HK$72,388
baseline
▲ 0.50% · 4.625%
HK$76,204
+HK$3,816/mo
Deposit HK$9.02M · loan HK$13.54M · min. income ≈ HK$144,776/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,022
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$74,262
−HK$2,277/mo
Today · 4.125%
HK$76,539
baseline
▲ 0.50% · 4.625%
HK$81,196
+HK$4,657/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,078/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,124
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,273
−HK$2,180/mo
Today · 4.125%
HK$84,453
baseline
▲ 0.50% · 4.625%
HK$88,904
+HK$4,451/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,906/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,600
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$95,480
−HK$2,927/mo
Today · 4.125%
HK$98,407
baseline
▲ 0.50% · 4.625%
HK$104,395
+HK$5,988/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$196,814/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,016
−HK$5,566/mo
▼ 0.25% · 3.875%
HK$105,779
−HK$2,803/mo
Today · 4.125%
HK$108,582
baseline
▲ 0.50% · 4.625%
HK$114,306
+HK$5,724/mo
Deposit HK$2.26M · loan HK$20.30M · min. income ≈ HK$217,164/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$958,834 · Scale 2, in force from 26 Feb 2026)