LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,447
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,047
−HK$1,626/mo
Today · 4.125%
HK$54,673
baseline
▲ 0.50% · 4.625%
HK$58,000
+HK$3,327/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,346/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,234
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,769
−HK$1,557/mo
Today · 4.125%
HK$60,326
baseline
▲ 0.50% · 4.625%
HK$63,506
+HK$3,180/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,652/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,736
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,656
−HK$1,951/mo
Today · 4.125%
HK$65,607
baseline
▲ 0.50% · 4.625%
HK$69,599
+HK$3,992/mo
Deposit HK$9.02M · loan HK$13.54M · min. income ≈ HK$131,214/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,681
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,523
−HK$1,868/mo
Today · 4.125%
HK$72,391
baseline
▲ 0.50% · 4.625%
HK$76,207
+HK$3,816/mo
Deposit HK$9.02M · loan HK$13.54M · min. income ≈ HK$144,782/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,025
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$74,266
−HK$2,276/mo
Today · 4.125%
HK$76,542
baseline
▲ 0.50% · 4.625%
HK$81,199
+HK$4,657/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,084/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,128
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,276
−HK$2,181/mo
Today · 4.125%
HK$84,457
baseline
▲ 0.50% · 4.625%
HK$88,908
+HK$4,451/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,914/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,604
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$95,485
−HK$2,926/mo
Today · 4.125%
HK$98,411
baseline
▲ 0.50% · 4.625%
HK$104,399
+HK$5,988/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$196,822/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$958,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,021
−HK$5,566/mo
▼ 0.25% · 3.875%
HK$105,784
−HK$2,803/mo
Today · 4.125%
HK$108,587
baseline
▲ 0.50% · 4.625%
HK$114,311
+HK$5,724/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$217,174/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$958,877 · Scale 2, in force from 26 Feb 2026)