LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,448
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,048
−HK$1,626/mo
Today · 4.125%
HK$54,674
baseline
▲ 0.50% · 4.625%
HK$58,001
+HK$3,327/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,348/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,235
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,770
−HK$1,558/mo
Today · 4.125%
HK$60,328
baseline
▲ 0.50% · 4.625%
HK$63,508
+HK$3,180/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,656/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,738
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,658
−HK$1,951/mo
Today · 4.125%
HK$65,609
baseline
▲ 0.50% · 4.625%
HK$69,601
+HK$3,992/mo
Deposit HK$9.02M · loan HK$13.54M · min. income ≈ HK$131,218/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,683
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,525
−HK$1,868/mo
Today · 4.125%
HK$72,393
baseline
▲ 0.50% · 4.625%
HK$76,209
+HK$3,816/mo
Deposit HK$9.02M · loan HK$13.54M · min. income ≈ HK$144,786/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,027
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$74,268
−HK$2,276/mo
Today · 4.125%
HK$76,544
baseline
▲ 0.50% · 4.625%
HK$81,202
+HK$4,658/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,088/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,130
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,279
−HK$2,180/mo
Today · 4.125%
HK$84,459
baseline
▲ 0.50% · 4.625%
HK$88,911
+HK$4,452/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,918/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,606
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$95,487
−HK$2,927/mo
Today · 4.125%
HK$98,414
baseline
▲ 0.50% · 4.625%
HK$104,402
+HK$5,988/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$196,828/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$958,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,024
−HK$5,566/mo
▼ 0.25% · 3.875%
HK$105,787
−HK$2,803/mo
Today · 4.125%
HK$108,590
baseline
▲ 0.50% · 4.625%
HK$114,314
+HK$5,724/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$217,180/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$958,902 · Scale 2, in force from 26 Feb 2026)