LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,450
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,051
−HK$1,626/mo
Today · 4.125%
HK$54,677
baseline
▲ 0.50% · 4.625%
HK$58,004
+HK$3,327/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,354/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,238
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,773
−HK$1,557/mo
Today · 4.125%
HK$60,330
baseline
▲ 0.50% · 4.625%
HK$63,510
+HK$3,180/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,660/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,740
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$63,661
−HK$1,951/mo
Today · 4.125%
HK$65,612
baseline
▲ 0.50% · 4.625%
HK$69,604
+HK$3,992/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$131,224/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,685
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,528
−HK$1,868/mo
Today · 4.125%
HK$72,396
baseline
▲ 0.50% · 4.625%
HK$76,212
+HK$3,816/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$144,792/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,030
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$74,271
−HK$2,276/mo
Today · 4.125%
HK$76,547
baseline
▲ 0.50% · 4.625%
HK$81,205
+HK$4,658/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,094/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,133
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$82,282
−HK$2,180/mo
Today · 4.125%
HK$84,462
baseline
▲ 0.50% · 4.625%
HK$88,915
+HK$4,453/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,924/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,610
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$95,491
−HK$2,927/mo
Today · 4.125%
HK$98,418
baseline
▲ 0.50% · 4.625%
HK$104,406
+HK$5,988/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$196,836/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$958,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,028
−HK$5,566/mo
▼ 0.25% · 3.875%
HK$105,791
−HK$2,803/mo
Today · 4.125%
HK$108,594
baseline
▲ 0.50% · 4.625%
HK$114,319
+HK$5,725/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$217,188/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$958,943 · Scale 2, in force from 26 Feb 2026)