LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,452
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,052
−HK$1,626/mo
Today · 4.125%
HK$54,678
baseline
▲ 0.50% · 4.625%
HK$58,005
+HK$3,327/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,356/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,239
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,774
−HK$1,558/mo
Today · 4.125%
HK$60,332
baseline
▲ 0.50% · 4.625%
HK$63,512
+HK$3,180/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,664/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$958,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,742
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$63,662
−HK$1,952/mo
Today · 4.125%
HK$65,614
baseline
▲ 0.50% · 4.625%
HK$69,606
+HK$3,992/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$131,228/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,687
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,529
−HK$1,869/mo
Today · 4.125%
HK$72,398
baseline
▲ 0.50% · 4.625%
HK$76,214
+HK$3,816/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$144,796/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$958,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,032
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$74,273
−HK$2,276/mo
Today · 4.125%
HK$76,549
baseline
▲ 0.50% · 4.625%
HK$81,207
+HK$4,658/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$153,098/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,135
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,284
−HK$2,181/mo
Today · 4.125%
HK$84,465
baseline
▲ 0.50% · 4.625%
HK$88,917
+HK$4,452/mo
Deposit HK$6.77M · loan HK$15.79M · min. income ≈ HK$168,930/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$958,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,613
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$95,494
−HK$2,926/mo
Today · 4.125%
HK$98,420
baseline
▲ 0.50% · 4.625%
HK$104,409
+HK$5,989/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$196,840/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$958,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,031
−HK$5,566/mo
▼ 0.25% · 3.875%
HK$105,794
−HK$2,803/mo
Today · 4.125%
HK$108,597
baseline
▲ 0.50% · 4.625%
HK$114,322
+HK$5,725/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$217,194/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$958,968 · Scale 2, in force from 26 Feb 2026)