LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,457
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,058
−HK$1,626/mo
Today · 4.125%
HK$54,684
baseline
▲ 0.50% · 4.625%
HK$58,011
+HK$3,327/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,368/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,246
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,781
−HK$1,557/mo
Today · 4.125%
HK$60,338
baseline
▲ 0.50% · 4.625%
HK$63,519
+HK$3,181/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,676/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,749
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$63,669
−HK$1,952/mo
Today · 4.125%
HK$65,621
baseline
▲ 0.50% · 4.625%
HK$69,614
+HK$3,993/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$131,242/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,695
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,537
−HK$1,869/mo
Today · 4.125%
HK$72,406
baseline
▲ 0.50% · 4.625%
HK$76,223
+HK$3,817/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$144,812/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,040
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$74,281
−HK$2,277/mo
Today · 4.125%
HK$76,558
baseline
▲ 0.50% · 4.625%
HK$81,216
+HK$4,658/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$153,116/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,144
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,293
−HK$2,181/mo
Today · 4.125%
HK$84,474
baseline
▲ 0.50% · 4.625%
HK$88,926
+HK$4,452/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$168,948/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,623
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$95,504
−HK$2,927/mo
Today · 4.125%
HK$98,431
baseline
▲ 0.50% · 4.625%
HK$104,420
+HK$5,989/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$196,862/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,042
−HK$5,567/mo
▼ 0.25% · 3.875%
HK$105,806
−HK$2,803/mo
Today · 4.125%
HK$108,609
baseline
▲ 0.50% · 4.625%
HK$114,334
+HK$5,725/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$217,218/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,072 · Scale 2, in force from 26 Feb 2026)