LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,458
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,058
−HK$1,626/mo
Today · 4.125%
HK$54,684
baseline
▲ 0.50% · 4.625%
HK$58,012
+HK$3,328/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,368/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,246
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,781
−HK$1,558/mo
Today · 4.125%
HK$60,339
baseline
▲ 0.50% · 4.625%
HK$63,519
+HK$3,180/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,678/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,749
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$63,670
−HK$1,951/mo
Today · 4.125%
HK$65,621
baseline
▲ 0.50% · 4.625%
HK$69,614
+HK$3,993/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$131,242/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,695
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,538
−HK$1,869/mo
Today · 4.125%
HK$72,407
baseline
▲ 0.50% · 4.625%
HK$76,223
+HK$3,816/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$144,814/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,041
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$74,281
−HK$2,277/mo
Today · 4.125%
HK$76,558
baseline
▲ 0.50% · 4.625%
HK$81,217
+HK$4,659/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$153,116/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,144
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,294
−HK$2,180/mo
Today · 4.125%
HK$84,474
baseline
▲ 0.50% · 4.625%
HK$88,927
+HK$4,453/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$168,948/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,624
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$95,505
−HK$2,927/mo
Today · 4.125%
HK$98,432
baseline
▲ 0.50% · 4.625%
HK$104,421
+HK$5,989/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$196,864/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,043
−HK$5,567/mo
▼ 0.25% · 3.875%
HK$105,806
−HK$2,804/mo
Today · 4.125%
HK$108,610
baseline
▲ 0.50% · 4.625%
HK$114,335
+HK$5,725/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$217,220/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,080 · Scale 2, in force from 26 Feb 2026)