LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,458
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,059
−HK$1,626/mo
Today · 4.125%
HK$54,685
baseline
▲ 0.50% · 4.625%
HK$58,013
+HK$3,328/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,370/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,247
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,782
−HK$1,558/mo
Today · 4.125%
HK$60,340
baseline
▲ 0.50% · 4.625%
HK$63,520
+HK$3,180/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,680/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,750
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$63,671
−HK$1,951/mo
Today · 4.125%
HK$65,622
baseline
▲ 0.50% · 4.625%
HK$69,615
+HK$3,993/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$131,244/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,696
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,539
−HK$1,869/mo
Today · 4.125%
HK$72,408
baseline
▲ 0.50% · 4.625%
HK$76,224
+HK$3,816/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$144,816/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,042
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$74,283
−HK$2,276/mo
Today · 4.125%
HK$76,559
baseline
▲ 0.50% · 4.625%
HK$81,218
+HK$4,659/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$153,118/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,146
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,295
−HK$2,181/mo
Today · 4.125%
HK$84,476
baseline
▲ 0.50% · 4.625%
HK$88,929
+HK$4,453/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$168,952/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,625
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$95,506
−HK$2,927/mo
Today · 4.125%
HK$98,433
baseline
▲ 0.50% · 4.625%
HK$104,423
+HK$5,990/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$196,866/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,044
−HK$5,568/mo
▼ 0.25% · 3.875%
HK$105,808
−HK$2,804/mo
Today · 4.125%
HK$108,612
baseline
▲ 0.50% · 4.625%
HK$114,337
+HK$5,725/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$217,224/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,094 · Scale 2, in force from 26 Feb 2026)