LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,460
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,061
−HK$1,626/mo
Today · 4.125%
HK$54,687
baseline
▲ 0.50% · 4.625%
HK$58,015
+HK$3,328/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,374/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,249
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,784
−HK$1,558/mo
Today · 4.125%
HK$60,342
baseline
▲ 0.50% · 4.625%
HK$63,523
+HK$3,181/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,684/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,752
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,673
−HK$1,952/mo
Today · 4.125%
HK$65,625
baseline
▲ 0.50% · 4.625%
HK$69,618
+HK$3,993/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$131,250/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,699
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,541
−HK$1,869/mo
Today · 4.125%
HK$72,410
baseline
▲ 0.50% · 4.625%
HK$76,227
+HK$3,817/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$144,820/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,044
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$74,285
−HK$2,277/mo
Today · 4.125%
HK$76,562
baseline
▲ 0.50% · 4.625%
HK$81,221
+HK$4,659/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$153,124/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,148
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$82,298
−HK$2,181/mo
Today · 4.125%
HK$84,479
baseline
▲ 0.50% · 4.625%
HK$88,932
+HK$4,453/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$168,958/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,628
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$95,510
−HK$2,927/mo
Today · 4.125%
HK$98,437
baseline
▲ 0.50% · 4.625%
HK$104,427
+HK$5,990/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$196,874/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,048
−HK$5,567/mo
▼ 0.25% · 3.875%
HK$105,812
−HK$2,803/mo
Today · 4.125%
HK$108,615
baseline
▲ 0.50% · 4.625%
HK$114,341
+HK$5,726/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$217,230/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,128 · Scale 2, in force from 26 Feb 2026)