LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,461
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,061
−HK$1,627/mo
Today · 4.125%
HK$54,688
baseline
▲ 0.50% · 4.625%
HK$58,015
+HK$3,327/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,376/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,249
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,785
−HK$1,557/mo
Today · 4.125%
HK$60,342
baseline
▲ 0.50% · 4.625%
HK$63,523
+HK$3,181/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,684/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,753
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$63,674
−HK$1,951/mo
Today · 4.125%
HK$65,625
baseline
▲ 0.50% · 4.625%
HK$69,618
+HK$3,993/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$131,250/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,699
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,542
−HK$1,869/mo
Today · 4.125%
HK$72,411
baseline
▲ 0.50% · 4.625%
HK$76,228
+HK$3,817/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$144,822/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,045
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$74,286
−HK$2,277/mo
Today · 4.125%
HK$76,563
baseline
▲ 0.50% · 4.625%
HK$81,221
+HK$4,658/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$153,126/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,149
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,299
−HK$2,180/mo
Today · 4.125%
HK$84,479
baseline
▲ 0.50% · 4.625%
HK$88,932
+HK$4,453/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$168,958/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,629
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$95,510
−HK$2,928/mo
Today · 4.125%
HK$98,438
baseline
▲ 0.50% · 4.625%
HK$104,427
+HK$5,989/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$196,876/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,049
−HK$5,567/mo
▼ 0.25% · 3.875%
HK$105,813
−HK$2,803/mo
Today · 4.125%
HK$108,616
baseline
▲ 0.50% · 4.625%
HK$114,342
+HK$5,726/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$217,232/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,136 · Scale 2, in force from 26 Feb 2026)