LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,461
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,062
−HK$1,626/mo
Today · 4.125%
HK$54,688
baseline
▲ 0.50% · 4.625%
HK$58,016
+HK$3,328/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,376/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,250
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,785
−HK$1,558/mo
Today · 4.125%
HK$60,343
baseline
▲ 0.50% · 4.625%
HK$63,524
+HK$3,181/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,686/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,753
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,674
−HK$1,952/mo
Today · 4.125%
HK$65,626
baseline
▲ 0.50% · 4.625%
HK$69,619
+HK$3,993/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$131,252/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,700
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,543
−HK$1,869/mo
Today · 4.125%
HK$72,412
baseline
▲ 0.50% · 4.625%
HK$76,229
+HK$3,817/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$144,824/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,046
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$74,287
−HK$2,277/mo
Today · 4.125%
HK$76,564
baseline
▲ 0.50% · 4.625%
HK$81,222
+HK$4,658/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$153,128/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,150
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,300
−HK$2,180/mo
Today · 4.125%
HK$84,480
baseline
▲ 0.50% · 4.625%
HK$88,933
+HK$4,453/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$168,960/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,630
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$95,511
−HK$2,928/mo
Today · 4.125%
HK$98,439
baseline
▲ 0.50% · 4.625%
HK$104,429
+HK$5,990/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$196,878/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,050
−HK$5,568/mo
▼ 0.25% · 3.875%
HK$105,814
−HK$2,804/mo
Today · 4.125%
HK$108,618
baseline
▲ 0.50% · 4.625%
HK$114,343
+HK$5,725/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$217,236/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,147 · Scale 2, in force from 26 Feb 2026)