LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,463
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,064
−HK$1,626/mo
Today · 4.125%
HK$54,690
baseline
▲ 0.50% · 4.625%
HK$58,018
+HK$3,328/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,380/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,252
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,788
−HK$1,557/mo
Today · 4.125%
HK$60,345
baseline
▲ 0.50% · 4.625%
HK$63,526
+HK$3,181/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,690/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,756
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$63,677
−HK$1,951/mo
Today · 4.125%
HK$65,628
baseline
▲ 0.50% · 4.625%
HK$69,622
+HK$3,994/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$131,256/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,703
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,545
−HK$1,869/mo
Today · 4.125%
HK$72,414
baseline
▲ 0.50% · 4.625%
HK$76,231
+HK$3,817/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$144,828/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,048
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$74,289
−HK$2,277/mo
Today · 4.125%
HK$76,566
baseline
▲ 0.50% · 4.625%
HK$81,225
+HK$4,659/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$153,132/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,153
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,303
−HK$2,180/mo
Today · 4.125%
HK$84,483
baseline
▲ 0.50% · 4.625%
HK$88,937
+HK$4,454/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$168,966/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,633
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$95,515
−HK$2,927/mo
Today · 4.125%
HK$98,442
baseline
▲ 0.50% · 4.625%
HK$104,432
+HK$5,990/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$196,884/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,054
−HK$5,567/mo
▼ 0.25% · 3.875%
HK$105,818
−HK$2,803/mo
Today · 4.125%
HK$108,621
baseline
▲ 0.50% · 4.625%
HK$114,347
+HK$5,726/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$217,242/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,181 · Scale 2, in force from 26 Feb 2026)