LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,465
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,066
−HK$1,627/mo
Today · 4.125%
HK$54,693
baseline
▲ 0.50% · 4.625%
HK$58,020
+HK$3,327/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$109,386/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,255
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,790
−HK$1,558/mo
Today · 4.125%
HK$60,348
baseline
▲ 0.50% · 4.625%
HK$63,529
+HK$3,181/mo
Deposit HK$11.28M · loan HK$11.28M · min. income ≈ HK$120,696/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,758
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,679
−HK$1,952/mo
Today · 4.125%
HK$65,631
baseline
▲ 0.50% · 4.625%
HK$69,625
+HK$3,994/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$131,262/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,706
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,548
−HK$1,869/mo
Today · 4.125%
HK$72,417
baseline
▲ 0.50% · 4.625%
HK$76,235
+HK$3,818/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$144,834/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,051
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$74,293
−HK$2,277/mo
Today · 4.125%
HK$76,570
baseline
▲ 0.50% · 4.625%
HK$81,229
+HK$4,659/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$153,140/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,156
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$82,306
−HK$2,181/mo
Today · 4.125%
HK$84,487
baseline
▲ 0.50% · 4.625%
HK$88,940
+HK$4,453/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$168,974/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,637
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$95,519
−HK$2,928/mo
Today · 4.125%
HK$98,447
baseline
▲ 0.50% · 4.625%
HK$104,437
+HK$5,990/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$196,894/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,058
−HK$5,568/mo
▼ 0.25% · 3.875%
HK$105,822
−HK$2,804/mo
Today · 4.125%
HK$108,626
baseline
▲ 0.50% · 4.625%
HK$114,352
+HK$5,726/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$217,252/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,223 · Scale 2, in force from 26 Feb 2026)