LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,467
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,068
−HK$1,626/mo
Today · 4.125%
HK$54,694
baseline
▲ 0.50% · 4.625%
HK$58,022
+HK$3,328/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,388/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,256
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,792
−HK$1,558/mo
Today · 4.125%
HK$60,350
baseline
▲ 0.50% · 4.625%
HK$63,531
+HK$3,181/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,700/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,760
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,681
−HK$1,952/mo
Today · 4.125%
HK$65,633
baseline
▲ 0.50% · 4.625%
HK$69,626
+HK$3,993/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$131,266/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,707
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,550
−HK$1,869/mo
Today · 4.125%
HK$72,419
baseline
▲ 0.50% · 4.625%
HK$76,237
+HK$3,818/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$144,838/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,053
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$74,295
−HK$2,277/mo
Today · 4.125%
HK$76,572
baseline
▲ 0.50% · 4.625%
HK$81,231
+HK$4,659/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$153,144/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,159
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$82,308
−HK$2,181/mo
Today · 4.125%
HK$84,489
baseline
▲ 0.50% · 4.625%
HK$88,943
+HK$4,454/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$168,978/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,640
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$95,522
−HK$2,927/mo
Today · 4.125%
HK$98,449
baseline
▲ 0.50% · 4.625%
HK$104,440
+HK$5,991/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$196,898/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,061
−HK$5,568/mo
▼ 0.25% · 3.875%
HK$105,825
−HK$2,804/mo
Today · 4.125%
HK$108,629
baseline
▲ 0.50% · 4.625%
HK$114,355
+HK$5,726/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$217,258/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,249 · Scale 2, in force from 26 Feb 2026)