LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,468
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,069
−HK$1,627/mo
Today · 4.125%
HK$54,696
baseline
▲ 0.50% · 4.625%
HK$58,024
+HK$3,328/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,392/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,258
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,794
−HK$1,558/mo
Today · 4.125%
HK$60,352
baseline
▲ 0.50% · 4.625%
HK$63,533
+HK$3,181/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,704/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$959,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,762
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,683
−HK$1,952/mo
Today · 4.125%
HK$65,635
baseline
▲ 0.50% · 4.625%
HK$69,629
+HK$3,994/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$131,270/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,710
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,552
−HK$1,870/mo
Today · 4.125%
HK$72,422
baseline
▲ 0.50% · 4.625%
HK$76,239
+HK$3,817/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$144,844/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,056
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$74,297
−HK$2,277/mo
Today · 4.125%
HK$76,574
baseline
▲ 0.50% · 4.625%
HK$81,234
+HK$4,660/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$153,148/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,161
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$82,311
−HK$2,181/mo
Today · 4.125%
HK$84,492
baseline
▲ 0.50% · 4.625%
HK$88,946
+HK$4,454/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$168,984/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,643
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$95,525
−HK$2,928/mo
Today · 4.125%
HK$98,453
baseline
▲ 0.50% · 4.625%
HK$104,443
+HK$5,990/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$196,906/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,064
−HK$5,569/mo
▼ 0.25% · 3.875%
HK$105,829
−HK$2,804/mo
Today · 4.125%
HK$108,633
baseline
▲ 0.50% · 4.625%
HK$114,359
+HK$5,726/mo
Deposit HK$2.26M · loan HK$20.31M · min. income ≈ HK$217,266/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,281 · Scale 2, in force from 26 Feb 2026)