LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,471
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,072
−HK$1,627/mo
Today · 4.125%
HK$54,699
baseline
▲ 0.50% · 4.625%
HK$58,027
+HK$3,328/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,398/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,261
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,797
−HK$1,558/mo
Today · 4.125%
HK$60,355
baseline
▲ 0.50% · 4.625%
HK$63,536
+HK$3,181/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,710/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,766
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,687
−HK$1,952/mo
Today · 4.125%
HK$65,639
baseline
▲ 0.50% · 4.625%
HK$69,633
+HK$3,994/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$131,278/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,714
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,556
−HK$1,870/mo
Today · 4.125%
HK$72,426
baseline
▲ 0.50% · 4.625%
HK$76,244
+HK$3,818/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$144,852/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,060
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$74,301
−HK$2,278/mo
Today · 4.125%
HK$76,579
baseline
▲ 0.50% · 4.625%
HK$81,238
+HK$4,659/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$153,158/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,166
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$82,316
−HK$2,181/mo
Today · 4.125%
HK$84,497
baseline
▲ 0.50% · 4.625%
HK$88,951
+HK$4,454/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$168,994/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,648
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$95,530
−HK$2,928/mo
Today · 4.125%
HK$98,458
baseline
▲ 0.50% · 4.625%
HK$104,449
+HK$5,991/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$196,916/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,070
−HK$5,569/mo
▼ 0.25% · 3.875%
HK$105,835
−HK$2,804/mo
Today · 4.125%
HK$108,639
baseline
▲ 0.50% · 4.625%
HK$114,365
+HK$5,726/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$217,278/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,336 · Scale 2, in force from 26 Feb 2026)