LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,472
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,073
−HK$1,627/mo
Today · 4.125%
HK$54,700
baseline
▲ 0.50% · 4.625%
HK$58,029
+HK$3,329/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,400/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,262
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,798
−HK$1,558/mo
Today · 4.125%
HK$60,356
baseline
▲ 0.50% · 4.625%
HK$63,538
+HK$3,182/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,712/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,767
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,688
−HK$1,952/mo
Today · 4.125%
HK$65,640
baseline
▲ 0.50% · 4.625%
HK$69,634
+HK$3,994/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$131,280/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,715
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,558
−HK$1,869/mo
Today · 4.125%
HK$72,427
baseline
▲ 0.50% · 4.625%
HK$76,245
+HK$3,818/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$144,854/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,061
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$74,303
−HK$2,277/mo
Today · 4.125%
HK$76,580
baseline
▲ 0.50% · 4.625%
HK$81,240
+HK$4,660/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$153,160/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,167
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,318
−HK$2,181/mo
Today · 4.125%
HK$84,499
baseline
▲ 0.50% · 4.625%
HK$88,953
+HK$4,454/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$168,998/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,650
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$95,532
−HK$2,928/mo
Today · 4.125%
HK$98,460
baseline
▲ 0.50% · 4.625%
HK$104,451
+HK$5,991/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$196,920/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,072
−HK$5,569/mo
▼ 0.25% · 3.875%
HK$105,837
−HK$2,804/mo
Today · 4.125%
HK$108,641
baseline
▲ 0.50% · 4.625%
HK$114,368
+HK$5,727/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$217,282/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,356 · Scale 2, in force from 26 Feb 2026)