LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,473
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,074
−HK$1,627/mo
Today · 4.125%
HK$54,701
baseline
▲ 0.50% · 4.625%
HK$58,029
+HK$3,328/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,402/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,263
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,799
−HK$1,558/mo
Today · 4.125%
HK$60,357
baseline
▲ 0.50% · 4.625%
HK$63,538
+HK$3,181/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,714/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,768
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,689
−HK$1,952/mo
Today · 4.125%
HK$65,641
baseline
▲ 0.50% · 4.625%
HK$69,635
+HK$3,994/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$131,282/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,716
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,559
−HK$1,869/mo
Today · 4.125%
HK$72,428
baseline
▲ 0.50% · 4.625%
HK$76,246
+HK$3,818/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$144,856/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,062
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$74,304
−HK$2,277/mo
Today · 4.125%
HK$76,581
baseline
▲ 0.50% · 4.625%
HK$81,241
+HK$4,660/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$153,162/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,168
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,319
−HK$2,181/mo
Today · 4.125%
HK$84,500
baseline
▲ 0.50% · 4.625%
HK$88,954
+HK$4,454/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$169,000/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,651
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$95,533
−HK$2,928/mo
Today · 4.125%
HK$98,461
baseline
▲ 0.50% · 4.625%
HK$104,453
+HK$5,992/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$196,922/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,074
−HK$5,568/mo
▼ 0.25% · 3.875%
HK$105,838
−HK$2,804/mo
Today · 4.125%
HK$108,642
baseline
▲ 0.50% · 4.625%
HK$114,369
+HK$5,727/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$217,284/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,367 · Scale 2, in force from 26 Feb 2026)