LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,474
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,075
−HK$1,626/mo
Today · 4.125%
HK$54,701
baseline
▲ 0.50% · 4.625%
HK$58,030
+HK$3,329/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,402/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,264
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,800
−HK$1,558/mo
Today · 4.125%
HK$60,358
baseline
▲ 0.50% · 4.625%
HK$63,539
+HK$3,181/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,716/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,768
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,690
−HK$1,952/mo
Today · 4.125%
HK$65,642
baseline
▲ 0.50% · 4.625%
HK$69,636
+HK$3,994/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$131,284/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,717
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,560
−HK$1,869/mo
Today · 4.125%
HK$72,429
baseline
▲ 0.50% · 4.625%
HK$76,247
+HK$3,818/mo
Deposit HK$9.03M · loan HK$13.54M · min. income ≈ HK$144,858/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,063
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$74,305
−HK$2,277/mo
Today · 4.125%
HK$76,582
baseline
▲ 0.50% · 4.625%
HK$81,242
+HK$4,660/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$153,164/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,169
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,320
−HK$2,181/mo
Today · 4.125%
HK$84,501
baseline
▲ 0.50% · 4.625%
HK$88,955
+HK$4,454/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$169,002/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,652
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$95,535
−HK$2,928/mo
Today · 4.125%
HK$98,463
baseline
▲ 0.50% · 4.625%
HK$104,454
+HK$5,991/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$196,926/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,075
−HK$5,569/mo
▼ 0.25% · 3.875%
HK$105,839
−HK$2,805/mo
Today · 4.125%
HK$108,644
baseline
▲ 0.50% · 4.625%
HK$114,371
+HK$5,727/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$217,288/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,379 · Scale 2, in force from 26 Feb 2026)