LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,478
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,079
−HK$1,627/mo
Today · 4.125%
HK$54,706
baseline
▲ 0.50% · 4.625%
HK$58,035
+HK$3,329/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,412/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,269
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,805
−HK$1,558/mo
Today · 4.125%
HK$60,363
baseline
▲ 0.50% · 4.625%
HK$63,545
+HK$3,182/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,726/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,774
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,695
−HK$1,953/mo
Today · 4.125%
HK$65,648
baseline
▲ 0.50% · 4.625%
HK$69,642
+HK$3,994/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$131,296/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,723
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,566
−HK$1,870/mo
Today · 4.125%
HK$72,436
baseline
▲ 0.50% · 4.625%
HK$76,254
+HK$3,818/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$144,872/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,069
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$74,311
−HK$2,278/mo
Today · 4.125%
HK$76,589
baseline
▲ 0.50% · 4.625%
HK$81,249
+HK$4,660/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$153,178/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,177
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$82,327
−HK$2,181/mo
Today · 4.125%
HK$84,508
baseline
▲ 0.50% · 4.625%
HK$88,963
+HK$4,455/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$169,016/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,661
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$95,543
−HK$2,928/mo
Today · 4.125%
HK$98,471
baseline
▲ 0.50% · 4.625%
HK$104,463
+HK$5,992/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$196,942/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,084
−HK$5,569/mo
▼ 0.25% · 3.875%
HK$105,849
−HK$2,804/mo
Today · 4.125%
HK$108,653
baseline
▲ 0.50% · 4.625%
HK$114,381
+HK$5,728/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$217,306/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,464 · Scale 2, in force from 26 Feb 2026)