LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,481
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,082
−HK$1,627/mo
Today · 4.125%
HK$54,709
baseline
▲ 0.50% · 4.625%
HK$58,038
+HK$3,329/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,418/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,272
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,808
−HK$1,558/mo
Today · 4.125%
HK$60,366
baseline
▲ 0.50% · 4.625%
HK$63,548
+HK$3,182/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,732/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,777
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,699
−HK$1,952/mo
Today · 4.125%
HK$65,651
baseline
▲ 0.50% · 4.625%
HK$69,646
+HK$3,995/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$131,302/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,727
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,570
−HK$1,870/mo
Today · 4.125%
HK$72,440
baseline
▲ 0.50% · 4.625%
HK$76,258
+HK$3,818/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$144,880/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,074
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$74,315
−HK$2,278/mo
Today · 4.125%
HK$76,593
baseline
▲ 0.50% · 4.625%
HK$81,254
+HK$4,661/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$153,186/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,181
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,332
−HK$2,181/mo
Today · 4.125%
HK$84,513
baseline
▲ 0.50% · 4.625%
HK$88,968
+HK$4,455/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$169,026/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,666
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$95,548
−HK$2,929/mo
Today · 4.125%
HK$98,477
baseline
▲ 0.50% · 4.625%
HK$104,469
+HK$5,992/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$196,954/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,090
−HK$5,570/mo
▼ 0.25% · 3.875%
HK$105,855
−HK$2,805/mo
Today · 4.125%
HK$108,660
baseline
▲ 0.50% · 4.625%
HK$114,387
+HK$5,727/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$217,320/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,519 · Scale 2, in force from 26 Feb 2026)