LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,482
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,083
−HK$1,627/mo
Today · 4.125%
HK$54,710
baseline
▲ 0.50% · 4.625%
HK$58,039
+HK$3,329/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,420/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,273
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,809
−HK$1,558/mo
Today · 4.125%
HK$60,367
baseline
▲ 0.50% · 4.625%
HK$63,549
+HK$3,182/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,734/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,778
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,700
−HK$1,952/mo
Today · 4.125%
HK$65,652
baseline
▲ 0.50% · 4.625%
HK$69,647
+HK$3,995/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$131,304/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,727
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$70,571
−HK$1,870/mo
Today · 4.125%
HK$72,441
baseline
▲ 0.50% · 4.625%
HK$76,259
+HK$3,818/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$144,882/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,074
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$74,316
−HK$2,278/mo
Today · 4.125%
HK$76,594
baseline
▲ 0.50% · 4.625%
HK$81,255
+HK$4,661/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$153,188/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,182
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,333
−HK$2,181/mo
Today · 4.125%
HK$84,514
baseline
▲ 0.50% · 4.625%
HK$88,969
+HK$4,455/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$169,028/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,667
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$95,550
−HK$2,928/mo
Today · 4.125%
HK$98,478
baseline
▲ 0.50% · 4.625%
HK$104,470
+HK$5,992/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$196,956/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,091
−HK$5,570/mo
▼ 0.25% · 3.875%
HK$105,856
−HK$2,805/mo
Today · 4.125%
HK$108,661
baseline
▲ 0.50% · 4.625%
HK$114,389
+HK$5,728/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$217,322/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,530 · Scale 2, in force from 26 Feb 2026)