LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,484
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,086
−HK$1,627/mo
Today · 4.125%
HK$54,713
baseline
▲ 0.50% · 4.625%
HK$58,042
+HK$3,329/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,426/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,276
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,812
−HK$1,558/mo
Today · 4.125%
HK$60,370
baseline
▲ 0.50% · 4.625%
HK$63,552
+HK$3,182/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,740/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,781
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,703
−HK$1,952/mo
Today · 4.125%
HK$65,655
baseline
▲ 0.50% · 4.625%
HK$69,650
+HK$3,995/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$131,310/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,731
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,574
−HK$1,870/mo
Today · 4.125%
HK$72,444
baseline
▲ 0.50% · 4.625%
HK$76,263
+HK$3,819/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$144,888/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,078
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$74,320
−HK$2,278/mo
Today · 4.125%
HK$76,598
baseline
▲ 0.50% · 4.625%
HK$81,258
+HK$4,660/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$153,196/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,186
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,336
−HK$2,182/mo
Today · 4.125%
HK$84,518
baseline
▲ 0.50% · 4.625%
HK$88,973
+HK$4,455/mo
Deposit HK$6.77M · loan HK$15.80M · min. income ≈ HK$169,036/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,671
−HK$5,812/mo
▼ 0.25% · 3.875%
HK$95,554
−HK$2,929/mo
Today · 4.125%
HK$98,483
baseline
▲ 0.50% · 4.625%
HK$104,475
+HK$5,992/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$196,966/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,096
−HK$5,570/mo
▼ 0.25% · 3.875%
HK$105,861
−HK$2,805/mo
Today · 4.125%
HK$108,666
baseline
▲ 0.50% · 4.625%
HK$114,394
+HK$5,728/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$217,332/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,574 · Scale 2, in force from 26 Feb 2026)