LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,489
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,091
−HK$1,627/mo
Today · 4.125%
HK$54,718
baseline
▲ 0.50% · 4.625%
HK$58,047
+HK$3,329/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,436/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,281
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,817
−HK$1,559/mo
Today · 4.125%
HK$60,376
baseline
▲ 0.50% · 4.625%
HK$63,558
+HK$3,182/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,752/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,787
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,709
−HK$1,952/mo
Today · 4.125%
HK$65,661
baseline
▲ 0.50% · 4.625%
HK$69,657
+HK$3,996/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$131,322/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,737
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$70,581
−HK$1,870/mo
Today · 4.125%
HK$72,451
baseline
▲ 0.50% · 4.625%
HK$76,270
+HK$3,819/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$144,902/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,085
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$74,327
−HK$2,278/mo
Today · 4.125%
HK$76,605
baseline
▲ 0.50% · 4.625%
HK$81,266
+HK$4,661/mo
Deposit HK$6.77M · loan HK$15.81M · min. income ≈ HK$153,210/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,193
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$82,344
−HK$2,182/mo
Today · 4.125%
HK$84,526
baseline
▲ 0.50% · 4.625%
HK$88,981
+HK$4,455/mo
Deposit HK$6.77M · loan HK$15.81M · min. income ≈ HK$169,052/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,680
−HK$5,812/mo
▼ 0.25% · 3.875%
HK$95,563
−HK$2,929/mo
Today · 4.125%
HK$98,492
baseline
▲ 0.50% · 4.625%
HK$104,485
+HK$5,993/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$196,984/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,106
−HK$5,570/mo
▼ 0.25% · 3.875%
HK$105,871
−HK$2,805/mo
Today · 4.125%
HK$108,676
baseline
▲ 0.50% · 4.625%
HK$114,405
+HK$5,729/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$217,352/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,665 · Scale 2, in force from 26 Feb 2026)