LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,494
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,095
−HK$1,628/mo
Today · 4.125%
HK$54,723
baseline
▲ 0.50% · 4.625%
HK$58,052
+HK$3,329/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,446/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,286
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,822
−HK$1,559/mo
Today · 4.125%
HK$60,381
baseline
▲ 0.50% · 4.625%
HK$63,564
+HK$3,183/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,762/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,792
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$63,714
−HK$1,953/mo
Today · 4.125%
HK$65,667
baseline
▲ 0.50% · 4.625%
HK$69,663
+HK$3,996/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$131,334/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,743
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$70,587
−HK$1,870/mo
Today · 4.125%
HK$72,457
baseline
▲ 0.50% · 4.625%
HK$76,277
+HK$3,820/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$144,914/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,091
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$74,333
−HK$2,279/mo
Today · 4.125%
HK$76,612
baseline
▲ 0.50% · 4.625%
HK$81,273
+HK$4,661/mo
Deposit HK$6.77M · loan HK$15.81M · min. income ≈ HK$153,224/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,200
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$82,351
−HK$2,182/mo
Today · 4.125%
HK$84,533
baseline
▲ 0.50% · 4.625%
HK$88,989
+HK$4,456/mo
Deposit HK$6.77M · loan HK$15.81M · min. income ≈ HK$169,066/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,688
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$95,571
−HK$2,930/mo
Today · 4.125%
HK$98,501
baseline
▲ 0.50% · 4.625%
HK$104,494
+HK$5,993/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$197,002/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,115
−HK$5,571/mo
▼ 0.25% · 3.875%
HK$105,880
−HK$2,806/mo
Today · 4.125%
HK$108,686
baseline
▲ 0.50% · 4.625%
HK$114,415
+HK$5,729/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$217,372/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,750 · Scale 2, in force from 26 Feb 2026)