LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,496
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,097
−HK$1,628/mo
Today · 4.125%
HK$54,725
baseline
▲ 0.50% · 4.625%
HK$58,055
+HK$3,330/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,450/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,288
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,825
−HK$1,558/mo
Today · 4.125%
HK$60,383
baseline
▲ 0.50% · 4.625%
HK$63,566
+HK$3,183/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,766/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,795
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$63,717
−HK$1,953/mo
Today · 4.125%
HK$65,670
baseline
▲ 0.50% · 4.625%
HK$69,666
+HK$3,996/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$131,340/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,746
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$70,590
−HK$1,870/mo
Today · 4.125%
HK$72,460
baseline
▲ 0.50% · 4.625%
HK$76,279
+HK$3,819/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$144,920/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,094
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$74,336
−HK$2,279/mo
Today · 4.125%
HK$76,615
baseline
▲ 0.50% · 4.625%
HK$81,276
+HK$4,661/mo
Deposit HK$6.77M · loan HK$15.81M · min. income ≈ HK$153,230/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,204
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$82,355
−HK$2,182/mo
Today · 4.125%
HK$84,537
baseline
▲ 0.50% · 4.625%
HK$88,993
+HK$4,456/mo
Deposit HK$6.77M · loan HK$15.81M · min. income ≈ HK$169,074/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$959,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,692
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$95,575
−HK$2,930/mo
Today · 4.125%
HK$98,505
baseline
▲ 0.50% · 4.625%
HK$104,498
+HK$5,993/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$197,010/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,119
−HK$5,571/mo
▼ 0.25% · 3.875%
HK$105,884
−HK$2,806/mo
Today · 4.125%
HK$108,690
baseline
▲ 0.50% · 4.625%
HK$114,419
+HK$5,729/mo
Deposit HK$2.26M · loan HK$20.32M · min. income ≈ HK$217,380/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,787 · Scale 2, in force from 26 Feb 2026)