LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,500
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,102
−HK$1,627/mo
Today · 4.125%
HK$54,729
baseline
▲ 0.50% · 4.625%
HK$58,059
+HK$3,330/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,458/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,293
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,829
−HK$1,559/mo
Today · 4.125%
HK$60,388
baseline
▲ 0.50% · 4.625%
HK$63,571
+HK$3,183/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,776/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,800
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$63,722
−HK$1,953/mo
Today · 4.125%
HK$65,675
baseline
▲ 0.50% · 4.625%
HK$69,671
+HK$3,996/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$131,350/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,751
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,595
−HK$1,871/mo
Today · 4.125%
HK$72,466
baseline
▲ 0.50% · 4.625%
HK$76,286
+HK$3,820/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$144,932/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,099
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$74,342
−HK$2,279/mo
Today · 4.125%
HK$76,621
baseline
▲ 0.50% · 4.625%
HK$81,283
+HK$4,662/mo
Deposit HK$6.78M · loan HK$15.81M · min. income ≈ HK$153,242/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$959,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,210
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$82,361
−HK$2,182/mo
Today · 4.125%
HK$84,543
baseline
▲ 0.50% · 4.625%
HK$89,000
+HK$4,457/mo
Deposit HK$6.78M · loan HK$15.81M · min. income ≈ HK$169,086/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$959,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,699
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$95,583
−HK$2,929/mo
Today · 4.125%
HK$98,512
baseline
▲ 0.50% · 4.625%
HK$104,507
+HK$5,995/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$197,024/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,127
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$105,893
−HK$2,806/mo
Today · 4.125%
HK$108,699
baseline
▲ 0.50% · 4.625%
HK$114,428
+HK$5,729/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$217,398/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,864 · Scale 2, in force from 26 Feb 2026)