LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,501
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,103
−HK$1,628/mo
Today · 4.125%
HK$54,731
baseline
▲ 0.50% · 4.625%
HK$58,061
+HK$3,330/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,462/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,295
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,831
−HK$1,559/mo
Today · 4.125%
HK$60,390
baseline
▲ 0.50% · 4.625%
HK$63,573
+HK$3,183/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,780/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,802
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$63,724
−HK$1,953/mo
Today · 4.125%
HK$65,677
baseline
▲ 0.50% · 4.625%
HK$69,673
+HK$3,996/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$131,354/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,754
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$70,598
−HK$1,870/mo
Today · 4.125%
HK$72,468
baseline
▲ 0.50% · 4.625%
HK$76,288
+HK$3,820/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$144,936/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,102
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$74,345
−HK$2,278/mo
Today · 4.125%
HK$76,623
baseline
▲ 0.50% · 4.625%
HK$81,286
+HK$4,663/mo
Deposit HK$6.78M · loan HK$15.81M · min. income ≈ HK$153,246/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$959,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,213
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$82,364
−HK$2,182/mo
Today · 4.125%
HK$84,546
baseline
▲ 0.50% · 4.625%
HK$89,003
+HK$4,457/mo
Deposit HK$6.78M · loan HK$15.81M · min. income ≈ HK$169,092/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$959,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,702
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$95,586
−HK$2,930/mo
Today · 4.125%
HK$98,516
baseline
▲ 0.50% · 4.625%
HK$104,510
+HK$5,994/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$197,032/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,131
−HK$5,571/mo
▼ 0.25% · 3.875%
HK$105,897
−HK$2,805/mo
Today · 4.125%
HK$108,702
baseline
▲ 0.50% · 4.625%
HK$114,432
+HK$5,730/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$217,404/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,896 · Scale 2, in force from 26 Feb 2026)