LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,502
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,104
−HK$1,627/mo
Today · 4.125%
HK$54,731
baseline
▲ 0.50% · 4.625%
HK$58,062
+HK$3,331/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,462/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,295
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,832
−HK$1,559/mo
Today · 4.125%
HK$60,391
baseline
▲ 0.50% · 4.625%
HK$63,574
+HK$3,183/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,782/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,802
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,725
−HK$1,953/mo
Today · 4.125%
HK$65,678
baseline
▲ 0.50% · 4.625%
HK$69,674
+HK$3,996/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$131,356/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,754
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,598
−HK$1,871/mo
Today · 4.125%
HK$72,469
baseline
▲ 0.50% · 4.625%
HK$76,289
+HK$3,820/mo
Deposit HK$9.03M · loan HK$13.55M · min. income ≈ HK$144,938/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$959,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,102
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$74,345
−HK$2,279/mo
Today · 4.125%
HK$76,624
baseline
▲ 0.50% · 4.625%
HK$81,286
+HK$4,662/mo
Deposit HK$6.78M · loan HK$15.81M · min. income ≈ HK$153,248/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$959,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,213
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$82,365
−HK$2,182/mo
Today · 4.125%
HK$84,547
baseline
▲ 0.50% · 4.625%
HK$89,004
+HK$4,457/mo
Deposit HK$6.78M · loan HK$15.81M · min. income ≈ HK$169,094/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$959,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,703
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$95,587
−HK$2,929/mo
Today · 4.125%
HK$98,516
baseline
▲ 0.50% · 4.625%
HK$104,511
+HK$5,995/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$197,032/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,131
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$105,897
−HK$2,806/mo
Today · 4.125%
HK$108,703
baseline
▲ 0.50% · 4.625%
HK$114,433
+HK$5,730/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$217,406/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,903 · Scale 2, in force from 26 Feb 2026)