LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,507
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,109
−HK$1,627/mo
Today · 4.125%
HK$54,736
baseline
▲ 0.50% · 4.625%
HK$58,067
+HK$3,331/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,472/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,301
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,837
−HK$1,559/mo
Today · 4.125%
HK$60,396
baseline
▲ 0.50% · 4.625%
HK$63,580
+HK$3,184/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,792/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$959,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,808
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,730
−HK$1,954/mo
Today · 4.125%
HK$65,684
baseline
▲ 0.50% · 4.625%
HK$69,680
+HK$3,996/mo
Deposit HK$9.04M · loan HK$13.55M · min. income ≈ HK$131,368/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$959,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,761
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,605
−HK$1,871/mo
Today · 4.125%
HK$72,476
baseline
▲ 0.50% · 4.625%
HK$76,296
+HK$3,820/mo
Deposit HK$9.04M · loan HK$13.55M · min. income ≈ HK$144,952/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$959,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,109
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$74,352
−HK$2,279/mo
Today · 4.125%
HK$76,631
baseline
▲ 0.50% · 4.625%
HK$81,294
+HK$4,663/mo
Deposit HK$6.78M · loan HK$15.81M · min. income ≈ HK$153,262/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$959,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,221
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$82,372
−HK$2,183/mo
Today · 4.125%
HK$84,555
baseline
▲ 0.50% · 4.625%
HK$89,012
+HK$4,457/mo
Deposit HK$6.78M · loan HK$15.81M · min. income ≈ HK$169,110/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$959,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,712
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$95,596
−HK$2,930/mo
Today · 4.125%
HK$98,526
baseline
▲ 0.50% · 4.625%
HK$104,521
+HK$5,995/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$197,052/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,141
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$105,907
−HK$2,806/mo
Today · 4.125%
HK$108,713
baseline
▲ 0.50% · 4.625%
HK$114,444
+HK$5,731/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$217,426/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$959,992 · Scale 2, in force from 26 Feb 2026)