LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,508
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,110
−HK$1,628/mo
Today · 4.125%
HK$54,738
baseline
▲ 0.50% · 4.625%
HK$58,069
+HK$3,331/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,476/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$960,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,302
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,839
−HK$1,559/mo
Today · 4.125%
HK$60,398
baseline
▲ 0.50% · 4.625%
HK$63,582
+HK$3,184/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,796/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$960,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,810
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,732
−HK$1,954/mo
Today · 4.125%
HK$65,686
baseline
▲ 0.50% · 4.625%
HK$69,683
+HK$3,997/mo
Deposit HK$9.04M · loan HK$13.55M · min. income ≈ HK$131,372/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,763
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,607
−HK$1,871/mo
Today · 4.125%
HK$72,478
baseline
▲ 0.50% · 4.625%
HK$76,298
+HK$3,820/mo
Deposit HK$9.04M · loan HK$13.55M · min. income ≈ HK$144,956/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,111
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$74,355
−HK$2,278/mo
Today · 4.125%
HK$76,633
baseline
▲ 0.50% · 4.625%
HK$81,296
+HK$4,663/mo
Deposit HK$6.78M · loan HK$15.81M · min. income ≈ HK$153,266/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,223
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$82,375
−HK$2,182/mo
Today · 4.125%
HK$84,557
baseline
▲ 0.50% · 4.625%
HK$89,015
+HK$4,458/mo
Deposit HK$6.78M · loan HK$15.81M · min. income ≈ HK$169,114/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,715
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$95,599
−HK$2,930/mo
Today · 4.125%
HK$98,529
baseline
▲ 0.50% · 4.625%
HK$104,524
+HK$5,995/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$197,058/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,144
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$105,910
−HK$2,807/mo
Today · 4.125%
HK$108,717
baseline
▲ 0.50% · 4.625%
HK$114,447
+HK$5,730/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$217,434/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,023 · Scale 2, in force from 26 Feb 2026)