LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,509
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,112
−HK$1,628/mo
Today · 4.125%
HK$54,740
baseline
▲ 0.50% · 4.625%
HK$58,070
+HK$3,330/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$109,480/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$960,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,304
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,841
−HK$1,559/mo
Today · 4.125%
HK$60,400
baseline
▲ 0.50% · 4.625%
HK$63,583
+HK$3,183/mo
Deposit HK$11.29M · loan HK$11.29M · min. income ≈ HK$120,800/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$960,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,811
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,734
−HK$1,953/mo
Today · 4.125%
HK$65,687
baseline
▲ 0.50% · 4.625%
HK$69,684
+HK$3,997/mo
Deposit HK$9.04M · loan HK$13.55M · min. income ≈ HK$131,374/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,765
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,609
−HK$1,871/mo
Today · 4.125%
HK$72,480
baseline
▲ 0.50% · 4.625%
HK$76,300
+HK$3,820/mo
Deposit HK$9.04M · loan HK$13.55M · min. income ≈ HK$144,960/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$960,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,113
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$74,356
−HK$2,279/mo
Today · 4.125%
HK$76,635
baseline
▲ 0.50% · 4.625%
HK$81,298
+HK$4,663/mo
Deposit HK$6.78M · loan HK$15.81M · min. income ≈ HK$153,270/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,225
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$82,377
−HK$2,183/mo
Today · 4.125%
HK$84,560
baseline
▲ 0.50% · 4.625%
HK$89,017
+HK$4,457/mo
Deposit HK$6.78M · loan HK$15.81M · min. income ≈ HK$169,120/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$960,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,717
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$95,601
−HK$2,930/mo
Today · 4.125%
HK$98,531
baseline
▲ 0.50% · 4.625%
HK$104,527
+HK$5,996/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$197,062/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,147
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$105,913
−HK$2,806/mo
Today · 4.125%
HK$108,719
baseline
▲ 0.50% · 4.625%
HK$114,450
+HK$5,731/mo
Deposit HK$2.26M · loan HK$20.33M · min. income ≈ HK$217,438/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$960,047 · Scale 2, in force from 26 Feb 2026)